Budget control for restaurants, hotels, and venues with a staff that changes by the season.
Hospitality employers rarely have the same roster two months in a row. A traditional group plan is priced on a snapshot of your team that is out of date by the time the renewal arrives. A CHOICE Arrangement lets you set a monthly allowance by class of employee, so what the business contributes follows the people you actually have.
What We Hear From Hospitality Employers
- Full-time, part-time, and seasonal mixes that shift month to month
- Several locations with different renewal dates or carriers
- Group renewals priced on a roster that no longer matches the floor
What We Confirm Before Any Design
Your industry tells us which questions to ask. It does not decide who can participate or how employee classes are set up; those follow federal rules and your actual workforce.
- How you define full-time and part-time, so any class split follows the federal class rules
- Where your employees live, because individual plan options depend on each person's county
- Whether a group plan stays in place for any class, since the same class cannot have both
Questions We Will Ask on the First Call
- How does your full-time, part-time, and seasonal mix change through the year?
- How many work locations matter for benefits?
- When does your current plan renew, and what did the last renewal look like?
Talk Through Your Roster
Request a fit check and a licensed FIG agent will follow up. Bring your approximate headcount and renewal month; no employee list is needed for the first conversation.
New to the idea? Start with how a CHOICE Arrangement works.