A defined health allowance for caregivers who work where their clients live.
Home health and home care agencies employ caregivers spread across counties, sometimes across a state line, with hours that follow client schedules. One group plan and one network rarely fit that workforce. With a CHOICE Arrangement, each caregiver chooses an individual plan where they live, and the agency sets the allowance.
What We Hear From Home Health Employers
- Caregivers spread across counties, sometimes across a state line
- Hours that vary with client schedules
- Uncertainty about who the employer of record is for benefits
What We Confirm Before Any Design
Your industry tells us which questions to ask. It does not decide who can participate or how employee classes are set up; those follow federal rules and your actual workforce.
- Who the employer of record is for your caregivers
- Where caregivers live, since individual plan options and prices depend on their home county
- How your hours policy defines full-time status
Questions We Will Ask on the First Call
- Who is the employer of record for your caregivers?
- Do caregivers live and work in one state or more than one?
- How do you track hours for full-time status today?
Start With a Fit Check
Request a fit check and a licensed FIG agent will follow up. We start with headcount, locations, and your renewal date. No caregiver health information is ever needed.
New to the idea? Start with how a CHOICE Arrangement works.